The platinum card from American Express, available in either a charge card or a credit card, has more distinctive features and benefits for Australian consumers than any other card. Before applying, consumers should also decide which card, a charge card or a credit card best suits their financial situation.
A credit card has a set spending limit and allows consumers to spread the repayment of the card’s balance over time. A charge card has no preset spending limit and requires payment in full each month. No pre-set spending limit on charge cards gives affluent Australian consumers the flexibility to spend as much as they can afford to repay each month and the security of not having to carry large amounts of cash.
As a platinum card holder, a person will enjoy the benefits afforded by American Expresses distinctive, personalized customer service from American Express employees who are dedicated to meeting the needs of those with platinum cards 24 hour a day, 7 days a week.
The superior service for platinum card holders is done through the Personal Assistance program, which offer such distinctive service as securing reservations at restaurants and locating hard to find items for card holders to purchase. The distinctive service awarded to platinum card holders is invaluable as is the travel planning, travel insurance, and special privileges awarded to card holders when traveling.