Selected Investment Funds
Selection of types of investment funds is inseparable from the assessment of the performance of the company itself. In general the performance of Prudential Indonesia notes the achievements are very good. In assessing the performance of insurance companies lots of indicators that can be used, but as a layman in the field of insurance, there is one indicator that it may be used to assess the performance of the company in General and this once done auditing, indicators are called RISK BASED CAPITAL (RBC) RATIO.
The Government set terms, that insurance companies must have a minimum of 120% of RBC. Meaning if all customers ‘ insurance claim, the company has assets to pay for it, and Bertina still have a reserve of 20%. So here the Government wants to ensure the security of funds clients on each, these insurers.
At Prudential Indonesia, RBC continues to experience a number significant increases from year to year. per 31Desember 2010 RBC ratio reached 766%, this means that Prudential is willing to pay double if the entire 7.6-action claim.
SELECTED INVESTMENT FUNDS
All types of investment funds on Prudential Indonesia generally produces gains investment above illustration or estimate. This is shown by the following examples such as the inii understanding: in the illustration the benefits of this type of investment funds EQUITY FUND, set the RUPIAH:
If the investment returns of 5% down are categorized with low investment results.
If the benefits of investing in the top 5% and below 15% investment yield is being categorized with.
If the investment returns above 15% are categorized with high investment results.
as of December 31, 2010 investment funds EQUITY FUND achieved profits of RUPIAH of 42,93%, this means that investment fund has a great potential. This is the first parameter to assess the performance of the investment fund.
So the parameters that can be used as a marker in the choose the type of investment funds are:
statistical percentage profit investment
development of unit price from year to year
percentage rate of profit from the investment fund is launched.
results of the cash value on a certain period when compared to the other types of investment funds
The above Statistical Data can be obtained when the illustration insurance benefits created by an agent. So by getting illustration insurance benefits you will get a description of the potential of each type of investment fund.
I am an insurance agent Prudential who also at one time customer, so I better understand how to create an illustration of the benefits for the benefit of the customer, how the more profitable, because their respective agents will be different in making the illustration of the benefits.